Do you need Private Road Insurance? Private/adopted roads and resident’s land are usually jointly owned by the private individuals that reside on the road. Unlike public roads owned by the local authority, private roads are the responsibility of the owners.
If you live on a shared access road, then it’s up you to keep the road maintained. It’s also important that you have adequate private road insurance that takes into account your legal liability and property. Where a road belongs to a group of residents or an associated management company, it is common for them to form a resident’s association to manage the road and land, and therefore take out collective Private Road Insurance cover.
These kinds of roads are usually accessible by the public, which means that any incidents that may arise, such as a third-party injury, would have to be dealt with by you and any other owners of the land. Insurance for private roads is key to protecting you and covering any unforeseeable indemnity claims. Our team of specialist will work with you to arrange a policy that is as bespoke as your private road.
INSURANCE Certificate Reference Number QM00122809
Insurers agree to provide cover on the terms set out in the policy and this Certificate of Insurance during the Period of Insurance shown below providing that the Insured has paid or agreed to pay the Premium.
Important Notice
The provision of insurance is subject to the information contained in this document including the Statement of Fact, the Schedule, the policy and any endorsements which are shown as applying. If any of the information shown on the Statement of Fact or the Schedule is incorrect please notify Quote Monkey Ltd. Failure to do so may invalidate this insurance.
SCHEDULE TO THE POLICY
The schedule provides details of your insurers, the cover provided, the sections of the policy that are operative, the endorsements that apply and the premium.
Policy Number: LAND/DIR/11147039/4
Insured: ZigZag and Leacroft Road Association and Max Lishmund
Address of Insured Land: United Kingdom
12 Zig Zag Road
Kenley
Croydon
CR8 5EL
Insurer: Accelerant Insurance SA
Period of Insurance 21.07.2024 - 20.07.2025
Cover Description Sum Insured/Limit of Indemnity Excess
Public Liability £2,000,000 £250 each and every claim Endorsements Applicable
Public Liability LS3 - Products Liability
Total Insurance Cost
Premium: £103.00
Insurance Premium Tax: £12.36 (IPT at 12%)
Total Premium incl IPT: £115.36
Quote Monkey Administration Fee: £45.00
Total Paid: £160.36